Farm crops need nitrogen to grow and produce. But when nitrogen-based fertilizer pricesgrow along with the plants, farmers want to know why.The answer: the law of supply-and-demand.”Nitrogen prices are up at least 20 percent,” said Glen Harris, an agronomistwith the University of Georgia Extension Service. “That’s compared to last year’sprices. And the increase will probably continue through this year.”How much more a farmer pays for his fertilizer, he said, depends on where and when hebuys it. But everyone will likely see the price go up.The demand for nitrogen-based fertilizers depends on how many acres of certain cropsfarmers plant, Harris said.Corn, cotton and pastures or hay are the major nitrogen-requiring crops Georgia farmersgrow. As acreage for these crops increases, so does the nitrogen demand.This year, Georgia farmers expect to plant 580,000 acres of corn, an increase of 45percent over ’95.Of all the crops that need nitrogen, corn requires the most. “About 40 percent ofthe nitrogen farmers use goes onto corn,” Harris said.Based only on corn acreage, Georgia farmers need 43,000 tons of nitrogen.”Some may not need the entire base rate, due to some remaining nitrogen in thesoil,” Harris said. Others use poultry litter to meet some nitrogen needs.Demand always increases, too, during the spring planting season, he said.This year, though, not only is demand unusually high, but the supply is tighter thannormal.Extension economist Forrest Stegelin said much of the nitrogen U.S. farmers use comesfrom the former Soviet Union.”They’ve learned about market forces and a capitalistic economy over there,”he said. And to make sure they have ample supplies for their own farmers, Russianofficials have cut back nitrogen exports.As Russian exports decrease, supply tightens, demand increases — and prices go up.”Wholesale prices haven’t gone up yet,” Stegelin said. “Retail priceshave gone up in expectation of the future increase.”Stegelin said rising transportation costs, both abroad and in the United States, haveadded to the price increase. But he and Harris both said fertilizer cost hikes aren’t outof line with other farm costs.”It’s really just catching up with other inputs such asfarm machinery, other agricultural chemicals and wage rates,” Harris said.Farmers who have already bought fertilizer for spring-planted crops got in just underthe wire. But those who waited or need to buy more may face higher prices.The supply may be tight for a while, too, Harris said. U.S. nitrogen-producing firmshave been running at or above capacity since 1990. And no new plants are being built.Nitrogen, no matter how much it costs, remains one of the most important chemicalsfarmers use.”Without an adequate nitrogen supply, crop yields dropdramatically,” Harris said.He said farmers should apply the amount of nitrogen recommended in soil test results.That amount, from 120 to 180 pounds per acre for corn, is based on field trials andlong-term crop research.Harris said research has shown nitrogen to be the nutrient corn needs most. Using toolittle causes the biggest losses in yields and quality.But just because the required rate is good, he said, twice as much isn’t better. Anyextra nitrogen won’t help the plants at all.And rising prices are reminders, he said, that any wasted money is more than enough.
Georgia artistsGeorgia 4-H’ers and country stars Luke Bryan and Sugarland lead singer Jennifer Nettles are on there, too. Bryan is from Lee County, Nettles from Coffee County. Grammy-winning songwriter Hillary Lindsey from Wilkes County sings “The Clown,” a song she wrote exclusively for the project.“Jennifer and Lindsay both made their musical debuts in Georgia 4-H’s Clovers & Co. performing arts group,” said Bo Ryles, Georgia state 4-H leader. “We couldn’t be more proud of these three, talented singer-songwriters and their contributions to Georgia 4-H and country music.” Purchase funds 4-H programThe National 4-H Council partnered with EMI Music to create the CD which features 11 country songs. The CD costs $9.99 plus shipping and handling. Orders can be placed through the Georgia 4-H Web site at www.georgia4h.org. For more information, contact Lindsey Fodor at 706-542-4H4H. By Sharon OmahenUniversity of GeorgiaA new country music CD featuring artists like Johnny Cash, Dolly Parton and Reba McEntire has been released as a fundraiser for the nation’s 4-H program. The megastars on the compilation not only have their musical talents in common, they were all 4-H’ers.“Clover Country” includes songs from country music singers and 4-H alumni Alabama, Glen Campbell, Vince Gill, Faith Hill, Martina McBride.
By Allie ByrdUniversity of GeorgiaProblems with the economy, drought, rising costs of hay and increases in the cost of euthanasia and carcass disposal are leading to a nationwide rise in the number of unwanted, neglected or abandoned horses. With the help of equine associations, veterinarians, breeders, horse owners and related groups, the problem of unwanted horses is being studied through a nationwide initiative by the Unwanted Horse Coalition. Everyone with an interest in the welfare of horses is asked to take a survey at http://survey.ictgroup.com/uhcsurvey/.The survey is phase I of the study. It will collect information from people most affected by and involved with the issue. This will help researchers learn more about the problem and possible solutions.The American Association of Equine Practitioners says unwanted horse are “horses which are no longer wanted by their current owner because they are old, injured, sick, unmanageable, fail to meet their owner’s expectations, or the owner can no longer afford or is incapable of caring for them.”
It’s no secret that The Northern Shenandoah Valley is a haven for the great outdoors whether you like hiking and canoeing in rural areas, strolling the downtown streets of our small cities, or taking in the vast history of our region. Whatever adventure you choose, there are places to stop along the way where local agriculture meets the fine tastes of handcrafted wines, beer, cider and distilled spirits.Take a scenic drive along The Shenandoah Valley Spirits Trail and tour the byways and back roads to 19 vineyards, 14 craft breweries, 3 cideries and 4 distilleries throughout the Northern Shenandoah Valley, an area that is rich in outdoor adventure. Embrace the agricultural roots that set the Shenandoah Spirits Trail apart from other regions. With surrounding mountains and rolling hills in the valley, the temperatures and rainfall, sun and soil provide ideal growing conditions for grapes and corn, hops and fruit trees, giving the visitor a chance to get closer to the process, meet the vintners and brew masters and then experience the flavors close to where they’re grown.Some things you might experience along the trail:Grab a pint at Swover Creek Farm, a Virginia Century Farm which grows many of their ingredients on the premises.Enjoy a glass of lavender infused wine at Purple WOLF Vineyard, and take in the scenery as the grapes are grown on the same property as a beautiful lavender farm. Sample distilled spirits in a 1930’s theatre at Gingerwolf Distillery in Middletown.Have a beer with friends at Pale Fire Brewery, in the Historic Ice House in Harrisonburg. Sip a glass of wine on the patio overlooking the Shenandoah Valley at the top of the Blue Ridge Mountains at Twin Oaks Tavern Winery. Bring the entire family to Old Hill Cidery where you can pack a lunch and have a delightful picnic among the apple trees.Check out River Hill Distillery which makes small batch whiskey from corn grown on their farmLearn more about beer and the history our brewing heritage in Virginia from 1607 at the Virginia Beer Museum located in a place that was once referred to as “Hell Town” where people came to drink.The Shenandoah Spirits Trail covers six different counties in the Shenandoah Valley. So whether you like a sip of wine in a quiet country setting or a bustling brewery in the historic district of a charming small city, it’s easy to sip your way through the region while enjoying the ultimate path to beverage enlightenment.
Credit unions are beginning to invest heavily in big data and analytics. When deciding how to allocate funds in this space, leaders are awash with buzzwords and conflicting advice. One of the most common terms used within big data and analytics is: data warehouse. Deciding whether to build or buy a data warehouse is an important strategic decision for credit unions. Unfortunately, many decision-makers get lost in discussions about storage capacity, data processing, data visualization, etc. All of these concepts are important. However, data warehousing is not the solution. It is a powerful tool in an enterprise data management (EDM) strategy.Without master data management (MDM) to define data elements, agree on business terms, and document the logic of data integration, the data warehouse will be confusing to end users. Because data fields are defined differently throughout a credit union’s source systems, terms are used interchangeably (without the same meanings). This will bring more confusion. A data warehouse, which is supposed to be the Single Version of Truth (SVOT), must have an effective EDM strategy to reach its fullest potential.Most Valuable AssetThe internet has made data the most valuable asset in the credit union industry. Credit unions are realizing the value of their data and are tailoring their budgets to invest accordingly. Understanding that data is the most valuable asset of the credit union is the first step toward developing an EDM strategy. However, a search for the word data will bring up thousands of conflicting pages instructing credit union leaders to handle their data in certain ways (while also mentioning their latest and greatest analytics applications). continue reading » 18SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
continue reading » Delivering a great member experience in a tech-centric economy is a never-ending process.Consumer demand for convenience continually raises expectations. If you’re not constantly improving, customers can easily take their business elsewhere through their tablet or smartphone.Even business models born from the concept of convenience are in a constant state of improvement. Take fast food, for example. An industry dedicated to getting us fed fast and fret-free is never resting on its laurels.In April, McDonald’s—the epitome of convenience—launched a new mobile ordering and payment platform. This move follows an increased focus on technology for the company, including kiosk ordering and a test of delivery service in Florida via mobile ordering with ridesharing firm UberEats.While their customers’ experience will improve, think of all the data the fast food giant will get in return. It’s not hard to imagine McDonald’s analyzing that information to uncover patterns and preferences, which in turn would lead to better business decisions. 14SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Governor Announces May 1 Statewide Reopening of Limited Outdoor Recreational Activities to Help Pennsylvanians Maintain Positive Physical, Mental Health
SHARE Email Facebook Twitter Press Release, Public Health To ensure that Pennsylvanians have opportunities to safely enjoy outdoor recreation as a way to maintain positive physical and mental health, and in keeping with the commonwealth’s stay-at-home orders to mitigate the spread of COVID-19, Governor Tom Wolf today announced that the Wolf Administration is lifting some restrictions on businesses related to certain outdoor activities.Starting Friday, May 1, golf courses, marinas, guided fishing trips and privately owned campgrounds may reopen statewide and are required to follow updated life-sustaining business guidance and FAQ issued by the Wolf Administration to include specifics for how these outdoor recreational industries can resume activities while prioritizing public health and safety. Campgrounds in state parks will remain closed through Thursday, May 14.“Pennsylvanians have remained resilient throughout this COVID-19 crisis, and as we successfully continue to flatten the curve to protect our physical health, it is critical that we also focus on our physical and mental health during these extraordinary times. As the weather warms and daylight lengthens, enjoying time outdoors is an important way to manage stress,” Wolf said. “As we start to take measured, limited steps to reopen our commonwealth, reopening these industries will help to rebuild our economy and strengthen our mental health.”According to a recent study by the Kaiser Family Foundation, nearly half (45 percent) of adults in the United States reported that their mental health has been negatively impacted due to worry and stress over COVID-19 with the burden likely to continue even as the pandemic’s threat diminishes.The Centers for Disease Control and Prevention (CDC) issued guidance on visiting parks and recreational facilities. These guidelines must be followed statewide by businesses and when engaging in outdoor activity while the state disaster declaration remains in effect. The guidelines will ensure the safety of individuals and families engaging in outdoor activities and adherence will help slow the spread of COVID-19.Stay close to home: Pennsylvanians are encouraged to enjoy permitted outdoor recreational activities within their community and avoid crowding popular destinations.Practice social distancing: Maintain the recommended minimum 6 feet apart from fellow recreationists. Pennsylvanians are also encouraged to wear a mask or protective garment that covers the nose and mouth any time they go outside. If a parking lot at a park is full or there are too many people on the same trail, find an alternate place to recreate. Cross the street to avoid running directly past another runner or wait longer at a golf hole for a fellow golfer to move forward.Minimize risk to others: Individuals should only go out if they feel healthy and have not been exposed to someone who has tested positive for COVID-19.Practice good hygiene: Wash hands often with soap and warm water for 20 seconds. If soap and water are not available, use a hand sanitizer containing at least 60 percent alcohol. Avoid surfaces that are touched often, such as doorknobs and handrails.Have a plan: Create a safety plan before heading outdoors. Explain to children the need to keep their distance from others, even if they happen to see a friend while outside. Discuss with partners, social distancing while on the golf course. Think through how to avoid other runners when waiting to safely cross a street at the same time.“Practicing social distancing takes a little planning and patience but it is necessary if we want to continue to flatten the curve while ensuring that Pennsylvanians have opportunities to de-stress and get exercise,” Wolf said. “Finding the balance between enjoying the outdoors and staying safe is only possible when all Pennsylvanians are abiding by the same precautions. It’s critical that all Pennsylvanians adhere to the safety guidelines to allow for these outdoor activities to remain available to the public.”For the most up-to-date information on COVID-19, visit on.pa.gov/coronavirus.View this information in Spanish. April 27, 2020 Governor Announces May 1 Statewide Reopening of Limited Outdoor Recreational Activities to Help Pennsylvanians Maintain Positive Physical, Mental Health
101 Kingsley Tce, Manly.ON an 810sq m block, this timeless Queenslander is a charming property metres from Moreton Bay, with traditional features complementing an abundance of indoor and outdoor living spaces.A concrete path leads past grassy lawns and established gardens to timber stairs that ascend to the residence at 101 Kingsley Tce,, Manly. Inside, VJ walls, high ceilings, decorative cornices and leadlight windows flow throughout.Numerous hopper windows feature in a carpeted sunroom, which flows to a hallway separating two bedrooms with sliding-door entries.One bedroom has split-system airconditioning and a connecting study with street views, while the second bedroom has french doors opening to a sleep-out with casement windows. Both bedrooms share a bathroom with a combined shower and bath. 101 Kingley Tce, Manly.Agent Haydn Meyer described the property as a prime blue-chip offering with ample potential for buyers looking to immediately move in, renovate or build their dream residence from a blank canvas. “This property already has ocean views across to the Moreton Bay islands and provides an excellent opportunity to capitalise on a historic Queenslander with a prime location,” he said. 101 Kingley Tce, Manly.Located in the coastal suburb of Manly, this property is within walking distance to Manly Boat Harbour, Pandanus Beach and the waterfront George Clayton Park. It enjoys convenient access to North Stradbroke Island and Moreton Island while still staying within about 20km of the Brisbane CBD. More from newsLand grab sees 12 Sandstone Lakes homesites sell in a week21 Jun 2020Tropical haven walking distance from the surf9 Oct 2019101 Kingsley Tce, Manly.Spacious lounge and dining rooms are positioned to one side of the house, separated by a rich timber archway with built-in glass cabinetry. The dining room has leadlight windows and direct access to the kitchen, which features cooking appliances, an adjoining meals area and louvre windows. A powder room is behind the kitchen, next to external stairs leading down to the back yard. The large back yard is fully fenced and has a water tank and Hills hoist clothesline. The front of the house also has a covered patio and single-car garage.
Hadasch was among the top experts on the complex German occupational system – and one of the most outspoken.As a spokesperson for the VFPK lobby group he harshly criticised the quantitative impact study introduced as part of the revised IORP directive in 2013, saying: “We are questioning a mark-to-market evaluation when the market is massively manipulated by politics.” Peter Hadasch“We do not need yet another pension vehicle,” Hadasch said at the 2014 aba conference in Cologne, where the first draft of the new industry-wide pension funds was debated.He was particularly concerned about the end of guarantees severing the ties occupational pensions offered between employer and employee.Despite his and other experts’ criticism, the new no-guarantee pension model was passed earlier this year in the form of the Betriebsrentenstärkungsgesetz (BRSG).At this point in time, Hadasch had already been suffering from a severe illness for several months. In a statement, the VFPK said: “We have lost a creative pacesetter and highly valued colleague, a knowledgable as well as kind and humorous person who has made significant contributions and who has inspired us.”For IPE, Hadasch was always a good source and very helpful when it came to understanding and explaining the complexity of the German occupational pension system. Peter Hadasch, one of the founders of Germany’s association of company pension plans, the VFPK, has died aged 64.In November, Hadasch was scheduled to retire from his positions as head of human resources at Nestlé Germany and supervisory board member at the company’s Pensionskasse.The trained lawyer had been with Nestlé since 1987, first in the tax department before being named head of the company’s German Pensionskasse 10 years later – a position he held for 14 years.He was also one of the founding fathers of the VFPK, which was created in 2005. In August 2017 he was re-elected to the board of this body.
Kylian Mbappe was on target but Antoine Griezmann missed a penalty as France edged past Sweden 1-0 in Solna on Saturday to get their Nations League campaign started with a win. Paris Saint-Germain attacker Mbappe converted France’s only shot on target in the 41st minute of the Group A3 match, threading the ball through the narrowest of gaps between Sweden goalkeeper Robin Olsen and the near post. Mbappe GOLLL! Sweden 0-1 France #SWEFRA pic.twitter.com/flhtQPqY0R— Ramirez (@CommonSensePL) September 5, 2020 Promoted ContentWhich Country Is The Most Romantic In The World?8 Most Expensive Mistakes In The History Of Mankind8 Amazing Movies You Need To Watch On Amazon Prime9 Facts You Should Know Before Getting A TattooBirds Enjoy Living In A Gallery Space Created For Them2020 Tattoo Trends: Here’s What You’ll See This Year10 Risky Jobs Some Women Do5 Of The World’s Most Unique Theme ParksWho Is The Most Powerful Woman On Earth?12 Actors Who Can Only Play Bad GuysYou’ve Only Seen Such Colorful Hairdos In A Handful Of AnimeIs This The Most Delicious Food In The World? Sweden’s attempts to restore parity left them short at the back and although Lindelof pushed Martial – his club team-mate at Manchester United – over in the box, Griezmann was unable to convert from the spot. On paper the front three of Mbappe, Giroud and Griezmann looked like it would cause Sweden no end of problems, but they did not quite click on Saturday. Griezmann and Mbappe regularly dropped deep to get involved in the play and Giroud was consequently left isolated, leading to a lack of link-up play between the trio. Despite only being on the pitch for 13 minutes, Martial was able to stake a claim for a greater role in their next fixture. There were not many chances for France, but Mbappe made sure their first opening counted. He has now been involved in seven goals in his past seven internationals (four goals, three assists). Read Also: Lionel Messi reveals date for Barcelona training return In contrast to Mbappe, Griezmann proved wasteful when opportunities came his way. He missed the target at the end of a quick break in the 76th minute and produced an utterly woeful penalty in the last action of the game – something that will no doubt stick in his memory. France entertain Croatia in Paris on Tuesday, when Sweden will welcome European champions Portugal to Solna. FacebookTwitterWhatsAppEmail分享 The 21-year-old’s goal was a bitter blow for the hosts, who earned promotion from League B in 2018-19, given they had the better of the chances up until that point. Sweden made a late push for an equaliser before Victor Lindelof was caught out by the pace of substitute Anthony Martial, but Griezmann blazed the resulting penalty over with the final kick of the game. France lacked cohesion in their 3-4-3 formation and nearly fell behind in the 15th minute when Mikael Lustig’s venomous 30-yard effort flashed past the post. Hugo Lloris produced a brilliant save to keep Marcus Berg at bay after a great pass from Albin Ekdal, while Raphael Varane – who was caught out by the Sampdoria midfielder’s ball over the top – ensured Emil Forsberg’s cross on the follow-up did not find a team-mate. France took the lead three minutes later, with Mbappe making the most of a fortuitous bounce by tucking home from a tight angle. Olivier Giroud nodded a cross from Lucas Digne narrowly wide in the 54th minute but Les Bleus struggled to continue to apply pressure. Martial replaced Mbappe for his first France cap since March 2018 and, after Leo Dubois inadvertently hit the crossbar, Forsberg and Berg were unable to take chances to equalise. Loading…