This past Friday, Eric Holder, former Attorney General of the United States, spoke on voting rights as part of the Building an Anti-Racist Vocabulary lecture series. Hosted by the Klau Center for Civil and Human Rights, the lecture series features scholars and leaders from around the world to better understand systematic racism and racial justice.Holder held office from 2009 through 2015 during former President Barack Obama’s tenure, and he is now a partner at Covington & Burling LLP and chairs the board of the National Democratic Redistricting Committee, an organization devoted to addressing the issue of gerrymandering. Elizabeth Prater | The Observer Eric Holder, the 82nd Attorney General of the U.S., spoke on voter suppression in America, addressing structural inequality that still persists today.The lecture began by addressing the relevant history and context of voter suppression, addressing the time period after the passage of the 15th amendment, which prohibited the denial of the right to vote on the basis of race.“In the post-Civil War era, you had a flowering of Black voter participation, and frankly, the creation of Black political power that threatened the status quo, particularly in the South and measures were then put in place to disenfranchise newly freed people,” Holder said. “Poll taxes, literacy tests, the use of violence, to make sure that people did not register and then did not vote.”Holder described how the Civil Rights Acts of the 1960s combatted these obstacles.“The  Voting Rights Act is justifiability called the ‘crown jewel of the civil rights movement.’ It essentially put under federal examination the Old South and those states that had a history of discrimination,” Holder said.Holder continued to explain that any changes to the voting system would then have to go through the Justice Department.“That was something that led to the flower again of voter participation, but also, the rebirth of Black political power,” Holder said. “You see an astronomical leap in the number of Black political officials.”Through his work in the Redistricting Committee, Holder addressed some of the systemic racial measures that have taken place in the U.S.“If you have huge numbers of Black people in a district or in an area in the South, or in the North, you come up with ways in which through the process called gerrymandering, you minimize that power,” Holder said. “You draw district lines in such a way that you encapsulate Black people into just one district or crack and spread them out over a number of districts. Either way, you really kind of minimize the amount of power that African American communities should have.”While partisan gerrymandering as existed for decades, Holder said racial gerrymandering has gained more traction in recent years.“As African Americans become more closely identified with the Democratic Party, there is kind of an overlap between partisan gerrymandering and racial gerrymandering,” Holder said. “There are sometimes, and very often, a part of the same thing.”Durham asked for Holder’s opinion on the Supreme Court’s recent decision that states that they will no longer be addressing partisan gerrymandering cases.“I think that’s an awful decision,” Holder said. “Why do the federal courts exist, but to somehow grapple and resolve these issues? I think that the notion that gerrymandering has been with us almost as long as we have been a republic doesn’t mean it is something that we should accept, being partisan or racial gerrymanders.”Holder said he thought the court’s decision “really turns its back on protecting our democracy.”The discussion continued to address voter suppression that may appear neutral, but may impact more significantly marginalized communities, such as the requirement of a photo ID.“African Americans and Hispanic Americans don’t have driver’s licenses to the extent that their white counterparts do. But it even goes a little beyond that,” Holder said. “ In Texas, if you look at the way the law was written there, if you had a state-issues license to be able to carry a gun… that was fine. If you had a University of Texas State issued photo ID, that was not acceptable.”Holder also addressed concerns of voter fraud in discussing photo ID laws.“These unnecessary photo ID laws, supposedly, it is to try to protect the voting system form in-person voter fraud. Brennan Center has done a study and said that you’re more likely to be hit by lightning than cast an in-person fraudulent vote.”Holder said that this isn’t to say voter fraud doesn’t exist, but rather, the events are very isolated and these measures are drastic, given the “negative collateral impacts of these measures.”Holder ended the discussion by leaving book recommendations to learn more about the topics discussed, such as “Slavery by Another Name” by Douglas Blackmon and “The Second Founding” by Eric Foner. Additionally, addressing the large undergraduate student body that was attending the lecture, he gave a call to action to the young audience.“You see the problems, now the question is what are we going to do as a nation to deal, deal with those problems? And this is not something that we simply leave to our elected leaders,” Holder said. “The question is what are we as individual citizens, going to do, to be a part of the process of electoral reform?”Tags: Building an Anti-Racist Vocabulary, Civil Rights Act, Klau Center for Civil and Human Rights
Bolivia’s FELCN seizes about 27 tons of ground coca leaves bound for Lebanon Clan Úsuga is one of Colombia’s largest narcotrafficking organizations and is involved in selling narcotics to the Sinaloa Cartel and Los Zetas, two Mexican transnational criminal organizations who traffic drugs through Central America and into the United States. Nearly 90 percent of the cocaine that reaches the United States comes through Mexico and Central America, according to the United Nations International Narcotics Control Board. “The Nariño Battalion will continue its territorial control operations to provide the residents of the 14 municipalities in southern Bolívar that are in the Battalion’s jurisdiction with the tranquility they have longed for,” said Army Lieutenant Colonel David Navia, the commander of battalion. The Second Brigade’s No. 4 Mechanized Infantry General Antonio Nariño Battalion and SIJIN officers captured the suspect in the Department of Bolívar, capping 15 days of Military operations in the area. The alleged Clan Úsuga leader is suspected of homicide, extortion, and theft in the municipalities of Achi, Montecristo, and Tiquisio in southern Bolívar. Ground coca leaves look very similar to yerba mate, and the suspects tried to take advantage of that by taking packages containing yerba mate leaves and stems, removing the contents, and then replacing them with ground coca leaves. Bolivia’s Special Counter Narcotics Force (FELCN) have seized about 27 tons of ground cocaine leaves camouflaged to look like packages of yerba mate tea leaves. Bolivia allows coca leaves to be grown legally in limited amounts. Coca leaves are used legally to make tea, medicine, and in certain foods, as well as in Andean religious rites. However, the only major purpose for shredded coca leaves is to prepare them to be turned into cocaine. FELCN agents seized the coca leaves on February 27 in a residence in the Department of Santa Cruz. Law enforcement officers also arrested two Bolivians in connection with the incident. They estimated the value of the seized leaves at $350,000; however, the leaves could have produced 100 kilograms of cocaine worth up to $90 million, according to Bolivian Government Minister Hugo Moldiz. “This generates better profits because it requires minimum capital and profitability is high,” Moldiz said. “This demonstrates the renovating methodologies used by drug traffickers to circumvent drug control forces.” The Second Brigade’s No. 4 Mechanized Infantry General Antonio Nariño Battalion and SIJIN officers captured the suspect in the Department of Bolívar, capping 15 days of Military operations in the area. The alleged Clan Úsuga leader is suspected of homicide, extortion, and theft in the municipalities of Achi, Montecristo, and Tiquisio in southern Bolívar. The Colombian National Army teamed with the Judicial Investigation Directorate’s Sectional Criminal Investigation unit (SIJIN) of the Police in the Department of Bolívar to capture the suspected leader of Clan Úsuga’s ‘Heroes of the South Bloc’, the Army reported on its website on March 2. The seizure is reportedly the first time Bolivian security forces have confiscated coca leaves that drug traffickers were going to ship abroad. Law enforcement authorities suspect that drug traffickers planned on sending the packages to Chile and then on to Lebanon. Bolivia’s Special Counter Narcotics Force (FELCN) have seized about 27 tons of ground cocaine leaves camouflaged to look like packages of yerba mate tea leaves. FELCN agents seized the coca leaves on February 27 in a residence in the Department of Santa Cruz. Law enforcement officers also arrested two Bolivians in connection with the incident. They estimated the value of the seized leaves at $350,000; however, the leaves could have produced 100 kilograms of cocaine worth up to $90 million, according to Bolivian Government Minister Hugo Moldiz. Bolivia’s FELCN seizes about 27 tons of ground coca leaves bound for Lebanon “This generates better profits because it requires minimum capital and profitability is high,” Moldiz said. “This demonstrates the renovating methodologies used by drug traffickers to circumvent drug control forces.” By Dialogo March 06, 2015 The Colombian National Army teamed with the Judicial Investigation Directorate’s Sectional Criminal Investigation unit (SIJIN) of the Police in the Department of Bolívar to capture the suspected leader of Clan Úsuga’s ‘Heroes of the South Bloc’, the Army reported on its website on March 2. “The Nariño Battalion will continue its territorial control operations to provide the residents of the 14 municipalities in southern Bolívar that are in the Battalion’s jurisdiction with the tranquility they have longed for,” said Army Lieutenant Colonel David Navia, the commander of battalion. The seizure is reportedly the first time Bolivian security forces have confiscated coca leaves that drug traffickers were going to ship abroad. Law enforcement authorities suspect that drug traffickers planned on sending the packages to Chile and then on to Lebanon. Clan Úsuga is one of Colombia’s largest narcotrafficking organizations and is involved in selling narcotics to the Sinaloa Cartel and Los Zetas, two Mexican transnational criminal organizations who traffic drugs through Central America and into the United States. Nearly 90 percent of the cocaine that reaches the United States comes through Mexico and Central America, according to the United Nations International Narcotics Control Board. Ground coca leaves look very similar to yerba mate, and the suspects tried to take advantage of that by taking packages containing yerba mate leaves and stems, removing the contents, and then replacing them with ground coca leaves. Bolivia allows coca leaves to be grown legally in limited amounts. Coca leaves are used legally to make tea, medicine, and in certain foods, as well as in Andean religious rites. However, the only major purpose for shredded coca leaves is to prepare them to be turned into cocaine.
1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Gina RagusaAlthough deflated footballs and credit unions may have virtually nothing in common, it wouldn’t be out of the ordinary for a credit union to someday host the Super Bowl at a sponsored stadium.For years credit unions have sought naming rights for both major and local stadiums and entertainment venues in order to further the industry’s pledge and commitment to community support.One of the largest credit union named stadiums is TDECU Stadium, backed by TDECU (Lake Jackson, TX). The name change to one of the area’s main stadiums emerged only recently and was made with eagerness on the credit union’s part.“The stadium naming opportunity emerged in summer 2014, and it was an easy decision for us to make,” says Courtland Crouchet, TDECU’s Sr. Vice President and Chief Retail Officer. “The opportunity enabled us to make a greater difference in the Houston community while further increasing awareness and brand recognition of TDECU in the market. Thanks to the naming agreement, we opened our newest retail member center on the University of Houston main campus and have been able to engage with the students and faculty on a daily basis.” continue reading »
8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr While some conferences have seen their exhibitor ranks shrink, Corelation’s user conference reported a 30% increase in exhibitors this year compared to last year. The event, which runs through Thursday at the San Diego Westin, attracted 50 vendors.Why the increase? Joe Brancucci, president of the McLean, Va.-based CURateReset, credited Corelation’s business strategy, which encourages third party providers to integrate with the core.“Corelation is very different than the traditional core vendors, who make you go through the credit union to access the API, rather than saying we’ll get it done for you,” he said. “They’re making it easy for credit unions to do business with multiple vendors.”Walter Hoffman, strategic alliances manager at CRIF Lending Solutions, agreed.“They’re slowly building a large vendor ecosystem, very much like some of their competitors, but they allow for better integration overall,” said the Atlanta-based Hoffman.He added that the increase in exhibitors was also due to Corelation‘s increase in user clients, because as the San Diego core provider adds credit unions, it adds a wider spectrum of vendors that need to be integrated into the core.Registration was also up this year at Corelation’s user conference. The San Diego firm reported 162 clients representing 52 credit unions are attending the event, along with 55 prospective clients from 13 credit unions. Those figures are up 40% from last year.Technology is great, but Corelation understands that relationships are everything in the credit union community, SMA Solutions President Kathy Hooker Burress said.“That translates into a very enthusiastic client base, which is just the kind of environment that any exhibitor hopes for,” said Burress, whose firm is located in Kingwood, Texas. “This is easily one of the best conferences we’ll attend this year.”DaLand Founding Partner Jon Ungerland said Corelation is a superb organization with a wonderful client base, and called Corelation’s Keystone core a great platform.“Our mission is to provide professional services, core customization, and custom development to allow credit unions to thrive,” said the Aurora, Colo.-based Ungerland. “And that’s enjoyable and rewarding when working with credit unions on such a great core.”J.C. Covalesky, vice president of business development at the Madison Heights, Mich.-based document service IDS, called the conference exciting and said Corelation focuses on providing and uplifting program, rather than “just telling everyone how great they are.”“People at this conference are just in a better mood than they are at other conferences,” he said.
Commitment sounds like an obvious part of any business plan, however for many Credit Unions it’s not always so easy. If you want commitment from your members in the form of loyalty, you’ll have to give commitment in return. Here are a few commitments your credit union can make to aid in creating loyalty:Commit to being the best at what you doCommit to the member relationshipCommit to your Brand3. Maintain a Relationship Mindset The first step in creating a fiercely loyal member is to build an emotional connection. When you are able to tap into a consumer’s emotions, you’re often able to influence their purchase decisions. A few ways to establish an emotional connection with members:Build CredibilityProvide ValueBe TransparentLive Your Brand2. Be Committed Think about which brands you are most loyal to, and why. Apple, Amazon, and Southwest are some of the top brands that often come to mind. Most likely your “why” revolves around product quality, experience, and/or convenience factors. Now think about what it would take to make you become disloyal to your favorite brands. One way to keep a finger on the experience pulse is Member Experience Mapping. Member Experience Mapping is a great way to gather a 360° view of what your members are experiencing when they interact with your brand. Mapping your members’ experiences is a crucial step in showing the gaps between consumer expectations and perceptions of the actual experience along the way. Closing these gaps will help your credit union achieve peak member loyalty.The best kind of member loyalty comes from an exchange of value between the member and the Credit Union, where conversations revolve around how you can better serve the member’s needs, and not so much focused on the business results. When the relationship is valued more than the sale, loyalty is sure to follow. 36SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Hilary Reed Hilary Reed, founder of EmpowerFi, is an innovative thought-leader who has been involved in various aspects of strategic sales and marketing for 15 years. Her career began in 2000 when … Web: www.empowerfi.org Details Everything your organization does, internally and externally should revolve around building deeper relationships. From internal staff relationships, to member relationships, and relationships with other brands (i.e. community, vendors, etc.), by focusing on building individual relationships, and opening up ongoing communications, your credit union will be poised for organic growth.4. Consider Your Members’ Perspective It’s a well-known fact that growing just a small percentage of your profitable members can make a tremendous impact on your bottom line. When approximately 20% of your members make up 80% of your profit it’s easy to see the impact of increasing loyal members. But which members are likely to generate the most profit, and how do we get them to become and remain loyal?Loyalty means something different to every financial institution. What does loyalty mean to your organization? Here’s an example from one $600m credit union in the Northeast:Checking Account with debit cardDirect DepositMinimum of 1 LoanAggregate balances of $10,000+Whether you use number of products, aggregate balances, profitability, or lifetime value, if your focus is on member loyalty, you’re headed in the right direction. “Your customer doesn’t care how much you know until they know how much you care.” -Damon Richards.When members feel valued, and have a connection with your brand, they are more likely to consider you first when it comes to future financial decisions. Here are a few ways for your Credit Union to acquire and retain loyal members.1. Establish an Emotional Connection
CUInsight CO-Founder Randy Smith is joined by Jill Nowacki, President and CEO of Humanidei for a quick interview with just 3 questions:(0:57) What is your company doing to support credit unions and their members during the COVID-19 crisis?(3:12) How do you think that COVID-19 might affect credit unions and the way that we do business in the long-term?(5:20) What tips do you have for staying sane during trying times?Click here to learn more about Humanidei! 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Randall Smith Randall Smith is the co-founder of CUInsight.com, the host of The CUInsight Experience podcast, and a bit of a wanderlust.As one of the co-founders of CUInsight.com he … Web: www.CUInsight.com Details
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Metro Sport ReporterSunday 21 Jul 2019 10:26 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link418Shares Advertisement Advertisement Arsenal expect to sign Real Madrid’s Dani Ceballos ahead of Tottenham (Picture: Getty)Arsenal expect to beat north London rivals Tottenham to the loan signing of Real Madrid midfielder Dani Ceballos, reports say.Unai Emery is desperate to bolster his squad at the Emirates this summer following a campaign in which the Gunners tamely fell away to miss out on a top-four spot.In Emery’s first season in charge, Arsenal finished fifth in the Premier League – one point below fourth-placed Spurs – and lost the Europa League final to fellow London rivals Chelsea.Emery wants to strengthen his squad with a number of signings and has identified Spain international Ceballos as a top target.AdvertisementAdvertisementADVERTISEMENTMore: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man CityTalented midfielder Ceballos has made 56 first-team appearances for Real Madrid since signing from Betis in 2017 but is open to a loan move in order to gain more experience.The 22-year-old has attracted interest from a number of European clubs this summer but Arsenal are confident they will win the race to secure his signature, according to the Daily Mirror.Arsenal have held talks with Real Madrid as well as Ceballos’ representatives and expect the Spaniard to pen a one-year loan deal in north London in the coming weeks.The Gunners are also expected to clinch a £28million deal for teenage defender William Saliba, with reports suggesting he will undergo a medical at the Emirates this week. Comment Arsenal expect to sign Real Madrid midfielder Dani Ceballos ahead of Tottenham Unai Emery is keen to bolster his squad at the Emirates this summer (Picture: Getty)Saliba will reportedly return to Saint-Etienne on loan before joining the Gunners next summer.Asked whether he’s happy to wait a whole year for Saliba, Emery said this weekend: ‘Really I am with patience because we want to choose the best solution.‘Some players are very expensive and we are waiting for this possibility. We don’t want now to go to the second line of players.‘We are waiting. We have very good players. We have very good young players.More: FootballBruno Fernandes responds to Man Utd bust-up rumours with Ole Gunnar SolskjaerNew Manchester United signing Facundo Pellistri responds to Edinson Cavani praiseArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira moves‘We are aware also that we need to improve some players in this squad but only, only I want to sign one, two, three or four players only if we can be sure they are coming to improve our team.’Emery added: ‘There are a lot of names. The club is working, Edu is very close to me and Raul [Sanllehi]. We speak every day. Here we spoke with the Kroenke family.‘I want to send a message to all our supporters – we’re very happy to be here with a lot of Arsenal supporters and are very impressed – we are working and preparing and we want to make the best squad possible.‘Our ambition and motivation is with all the supporters.’MORE: How Gareth Bale reacted to Zinedine Zidane’s incredible Real Madrid transfer comments
London Collective Investment Vehicle (LCIV) has launched a global bond fund with seed investment from two of its shareholder local government pension schemes (LGPS).PIMCO was to manage the initial investment, it said, confirming a previously outlined appointment. The fund’s seed investment came from the London boroughs of Bexley and Croydon.The fund is launching with £100m (€113m), with a further £190m having been committed, according to a statement from the pooling vehicle.This took LCIV’s total assets under management and oversight to over £17bn, representing more than 45% of the London public pension funds’ assts. The global bond fund is LCIV’s second fixed income fund. In June it unveiled a £308m multi-asset credit fund, the first of a set of planned fixed income strategies.LCIV also had launching equity and infrastructure products in the pipeline, it said.Larissa Benbow, head of fixed income at LCIV, said: “It’s an honour and a privilege to have Bexley and Croydon supporting the launch of the LCIV global bond fund with PIMCO.“We believe that the active and research-intensive nature of PIMCO’s investment process will make this fund a compelling fixed income offering to add to the LCIV fund range.”
Independent (UK) 26 Feb 2012Many young people underestimate how much alcohol they drink even if they have some knowledge of the Government’s guidelines on sensible consumption, a study says. Researchers said their results suggest that young people do not have the knowledge or skills to keep their drinking within the set guidelines. The University of Sussex-led study, which is published in Drug and Alcohol Review, surveyed 18- to 25-year-olds about their knowledge and beliefs on safe drinking. People who took part in the study were asked to pour their usual measure of wine, beer or vodka followed by what unit they believed it to be. Nearly two-thirds underestimated the unit content of the drinks they poured, researchers said. The Government’s daily unit guidelines are up to two to three units for a woman and up to three to four units for a man.http://www.independent.co.uk/life-style/health-and-families/health-news/young-people-underestimate-alcohol-units-says-research-7441059.html