12 personal finance skills everyone should master

first_img 54SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr I was happy to see that my son signed up to take a personal finance class in high school next year. I think mastering basic personal finance skills is one of the most important things you can do to improve your happiness and quality of life. But you’re a full-fledged adult. If you haven’t already, the earlier you start developing and using personal finance skills, the more time you have to reap the benefits.Here is my list of personal finance skills every frugal person should master.1. BudgetingSetting and following a budget is probably the most basic personal finance skill, yet only about one-third of people actually have a detailed budget. I went for years without an accurate budget, using my checking account balance as a rough gauge of how much money I had available to spend. Eventually, I realized this was a terrible way to run my personal finances. A detailed budget is necessary to get a handle on where your money is going and to start deciding where you want your money to go — instead of just watching it go away! continue reading »last_img read more

Kaduna Hosts CBN Junior Tennis Championship

first_imgFrom John Shiklam in KadunaOver 100 tennis players between ages of 10 to 18 from across the country will participate in the 2016 CBN Junior Tennis Championship scheduled Monday at the Murtala Square Kaduna.The Acting Director, Corporate Communications, Central Bank of Nigeria, Mr Isaac Okoroafor disclosed this yesterday at a forum of Tennis players said the tournament which is being held for the first in the North since it was initiated nine years ago. Okoroafor who was represented at the forum by Mrs Tiki Tanga, said the tournament is aimed at discovering and nurturing young people to showcase and promote their talents.He said prizes would be given to winners and runners-up in the various age categories of age 10, U-12, U-14, U-16 and 18 as well as prizes for the most outstanding players in the boys and girls categories.He added that winners in the age categories of 16 and 18 will qualify for the CBN Senior Open Championships.Okoroafor explained that the tournament was organised in collaboration with the International Tennis Academy, adding the 2016 edition of the competition marks the 10th anniversary of the annual event.“The championship has the objectives to ensure that young talents are discovered early and nurtured to limelight, while establishing a strong transition platform to the senior, to provide a platform that would attract and enable junior players from all over the country compete and showcase their talents.“To provide a structure that would allow the junior players compete at a very early age and transit from the junior to the senior category. This junior tennis tournament s designed to serve as a feeder to the senior championship, also a major event organised by the Nigeria Tennis Federation in conjunction with CBN” he said.He added that the tournament has achieved a lot as players from the CBN Junior Circuit have represented Nigeria in the African Junior Tennis Championship and other international competitions.St. Gregory’s, Queens College Book GTBank Master’s Cup FinalDefending champions, St. Gregory’s College, Obalende, yesterday at the Onikan Stadium, booked their place in the final of the Master’s Cup, Season 5 after edging out Crisland Schools 4-3 in a highly entertaining match.In the girls semifinal played earlier, Queens College Yaba, dismissed the opposition put up by Ansar-Ud-Deen Girls High School, Itire, 2-0 to qualify for the final.Defending champions of the male category, St. Gregory’s College edged out high-flying debutants, Chrisland Schools, 4-3 in the first semifinal.St. Gregory’s scored two early goals during the first half but the hard-fighting Chrisland scored three goals the second half as the defending champions ran away with a 4-3 win, while three-time winners, Queens College, outclassed perennial rivals, Ansar-Ud-Deen Girls High School, Itire.Tomorrow at the same venue, King’s College will take on Greensprings School in the male category of the second semifinal, while Federal Science and Technical College, Yaba making their first appearance in the semi-finals will battle Methodist Girls High School hoping to be third time lucky in this stage of the competition.Both teams recorded emphatic wins in the quarter finals to set-up what promises to be an exciting encounter.The prestigious secondary school football tournament is an annual football competition geared towards the development of grassroots football, the discovery of young football talents and fostering camaraderie amongst secondary school students. It also provides a platform for identifying; nurturing, grooming young and talented players as well as helping students actualise their dream of becoming professional footballers.This season has already produced an exciting display of football skill and talent, and the semi-finals promises to raise that excitement with eye catching match ups in the male and female categories.18TH NESTLÉ MILO SEC SCH B’BALL Kogi Complete Double Sweep in Thrilling FinalsKogi State representatives, Crowther Memorial College and Harmony Secondary School deservedly emerged as champions of the Confluence Conference zone in the 18th Milo Basketball Championship at the indoor sports hall of the Confluence Stadium.The cheering fans enjoyed the basketball skills that the budding talents displayed in the capital city of Kogi State yesterday. In the clash of titans, Crowther Memorial College displayed the spirit of of true champions when they produced a world class performance to overcome General Muritala College 39-37 in the boys and girls final.The girls final was a dramatic affair as gallant Harmony Secondary School fought the battle of their lives to emerge as champions. The Kogi girls had been written off after going down 5-0 to Government Secondary School Numan Adamawa at the end of the first quarter.However, Obatoyinbo Bidemi and MVP of the Girls event, Amodu Ketimu ran the show anddunked nine points between them in the last two quarters of the entertaining to miraculously hand victory to the Kogi team.The grand finale of this year’s championship is expected to hold outside Lagos for the first time with Asaba, the Delta State capital as host.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegramlast_img read more

(Updated) WPD pulls out submerged SUV from Slate Creek in Woods Park Tuesday

first_img2001 Chevrolet Tahoe pulled from Slate Creek.by Tracy McCue, Sumner Newscow — A 2001 Chevrolet SUV Tahoe was pulled from Slate Creek on the west side of Woods Park Tuesday afternoon.The Wellington Police Department, acting on a tip from an 18-year-old male suspect, discovered the Tahoe which has been reported as stolen on Dec. 7, 2014. The vehicle was taken from a residence at 1200 North C Street. The vehicle was valued at $5,000.According to Wellington Police Chief Tracy Heath, the male came to the WPD office Monday evening to report that a Tahoe was in Slate Creek, just south of a railroad trestle dividing Woods Park and the Wellington public golf course.“I’m not sure what his motivation was in telling us,” Heath said. “I guess he was wanting to do the right thing.”The Wellington Police Department assisted by the Wellington Fire Department spent Tuesday locating and removing the truck from the water. It was located on the west side of Slate Creek completely submerged. At least a foot of water had covered the top of the SUV upon its discovery which had rolled over on its side, Heath said. Using a mobile crane from Strickland Towing Service, two Wellington Fire Department personnel used a boat to hook the chain around the axel of the vehicle, the Tahoe was eventually pulled out around 4 p.m. Tuesday.Heath said he did not know what the motivation was for dumping the Tahoe into the creek. He also did not know whether or not the 18-year-old acted alone.Heath said the Tahoe was parked east of the road next to a frisbee golf tee box. A mechanism was devised using items in the vehicle in which the gas pedal was pushed down. Once the engine was revved up, they released the brake and the truck went unoccupied into the creek. Once it landed in the water, it apparently floated westward where it was eventually fully submerged on the west end.Heath said it could not be detected by the naked eye.No charges have been filed at this time. The WPD is expected to send out a press release soon. See photo gallery of the SUV retrieval here.Follow us on Twitter. Close Forgot password? Please put in your email: Send me my password! Close message Login This blog post All blog posts Subscribe to this blog post’s comments through… RSS Feed Subscribe via email Subscribe Subscribe to this blog’s comments through… RSS Feed Subscribe via email Subscribe Follow the discussion Comments (4) Logging you in… Close Login to IntenseDebate Or create an account Username or Email: Password: Forgot login? Cancel Login Close WordPress.com Username or Email: Password: Lost your password? Cancel Login Dashboard | Edit profile | Logout Logged in as Admin Options Disable comments for this page Save Settings Sort by: Date Rating Last Activity Loading comments… You are about to flag this comment as being inappropriate. Please explain why you are flagging this comment in the text box below and submit your report. The blog admin will be notified. Thank you for your input. +6 Vote up Vote down Thirsty · 283 weeks ago Wondering what will become of this one. He is 18. Any vandalism to a vehicle is a felony. Theft of property worth $1,000 or more but less than $25,000 is a severity level 9, nonperson felony, punishable by five to 17 months in jail or prison and a fine of up to $100,000. He is a grown adult and should act like one. Therefore he should be punished as one as well! Just my thought. Report Reply 0 replies · active 283 weeks ago +4 Vote up Vote down anonymous · 283 weeks ago Sure would like go know who the brainiacs are that did this. Seriously, these kind need to be in “big boys jail.” Ruin some innocent person’s nice car, and all the gasoline and oil that surely got into the creek. Good grief. Please do tell us. Report Reply 0 replies · active 283 weeks ago -1 Vote up Vote down Jerry Loughmiller · 282 weeks ago Yeah, when I was eighteen, I never made a bad decision. Fry him. J Loughmiller Report Reply 0 replies · active 282 weeks ago +3 Vote up Vote down craig · 282 weeks ago Why no press release ? This is some really bad activity and the system needs to handle it properly and above the board! Report Reply 0 replies · active 282 weeks ago Post a new comment Enter text right here! Comment as a Guest, or login: Login to IntenseDebate Login to WordPress.com Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Submit Comment Subscribe to None Replies All new comments Comments by IntenseDebate Enter text right here! Reply as a Guest, or login: Login to IntenseDebate Login to WordPress.com Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Cancel Submit Comment Subscribe to None Replies All new commentslast_img read more