The data warehouse is not enough

first_imgCredit unions are beginning to invest heavily in big data and analytics.  When deciding how to allocate funds in this space, leaders are awash with buzzwords and conflicting advice.  One of the most common terms used within big data and analytics is: data warehouse.  Deciding whether to build or buy a data warehouse is an important strategic decision for credit unions.  Unfortunately, many decision-makers get lost in discussions about storage capacity, data processing, data visualization, etc.  All of these concepts are important.  However, data warehousing is not the solution.  It is a powerful tool in an enterprise data management (EDM) strategy.Without master data management (MDM) to define data elements, agree on business terms, and document the logic of data integration, the data warehouse will be confusing to end users.  Because data fields are defined differently throughout a credit union’s source systems, terms are used interchangeably (without the same meanings).  This will bring more confusion.  A data warehouse, which is supposed to be the Single Version of Truth (SVOT), must have an effective EDM strategy to reach its fullest potential.Most Valuable AssetThe internet has made data the most valuable asset in the credit union industry.  Credit unions are realizing the value of their data and are tailoring their budgets to invest accordingly.  Understanding that data is the most valuable asset of the credit union is the first step toward developing an EDM strategy.  However, a search for the word data will bring up thousands of conflicting pages instructing credit union leaders to handle their data in certain ways (while also mentioning their latest and greatest analytics applications). continue reading » 18SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Canary Wharf shares revive as lease is signed

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FSA Encourages Producers to Enroll Soon in Agriculture Risk Loss and Price Loss Coverage Programs

first_imgUSDA’s Farm Service Agency (FSA) encourages agricultural producers to enroll now in the Agriculture Risk Loss (ARC) and Price Loss Coverage (PLC) programs. March 15, 2020 is the enrollment deadline for the 2019 crop year.Although more than 200,000 producers have enrolled to date, FSA anticipates 1.5 million producers will enroll for ARC and PLC. By enrolling soon, producers can beat the rush as the deadline nears.ARC and PLC provide financial protections to farmers from substantial drops in crop prices or revenues and are vital economic safety nets for most American farms.The programs cover the following commodities: barley, canola, large and small chickpeas, corn, crambe, flaxseed, grain sorghum, lentils, mustard seed, oats, peanuts, dry peas, rapeseed, long grain rice, medium and short grain rice, safflower seed, seed cotton, sesame, soybeans, sunflower seed and wheat. Until March 15, producers who have not yet enrolled in ARC or PLC for 2019 can enroll for both 2019 and 2020 during the same visit to an FSA county office unless yield updates are requested. Additionally, farm owners have a one-time opportunity to update PLC payment yields that take effect beginning with crop year 2020. If the owner accompanies the producer to the office, the yield update and enrollments may be completed during the same office visit.last_img read more

Northern Ireland call up Dallas

first_img Press Association The 23-year-old, who earned his only previous cap against Wales in a much-depleted Carling Nations Cup side three years ago, has been rewarded for a strong start to the season with the Bees. Dallas has scored three times in seven appearances and will be part of a 27-man training group that manager Michael O’Neill will cut to 23 before leaving for Budapest and Sunday’s Group F clash. Northern Ireland have added Brentford winger Stuart Dallas to the preliminary squad for their opening Euro 2016 qualifier in Hungary.last_img read more