first_imgVIDEO PUTS DEMOCRATS ON DEFENSIVE ABOUT DIRTY TRICKSBy STEVE EDER and JONATHAN MARTINA Democratic operative, wearing a checkered blue shirt and a tie, spoke calmly, explaining exactly how agents could infiltrate the rallies of Donald J. Trump and cause mayhem among the Republican’s nominee team, his security staff and supporters.Creating an explosive reaction, said the operative, Scott Foval, was “the whole point of it.”Mr. Foval and Robert Creamer, another operative working for the Democratic National Committee, were the unwitting stars of an undercover video released this week in which they and others were captured discussing unseemly tactics like instigating violence at Mr. Trump’s rallies and arranging for fraudulent voting.Sign Up For NYT Now’s Morning Briefing NewsletterHillary Clinton’s campaign and the party committee moved to distance themselves from the behavior described in the videos, and the committee said the two men were no longer assisting it. The party also cast doubt on the veracity of the released video, which was produced by Project Veritas, a conservative group led by the activist James O’Keefe that has been heavily criticized as using deceptive editing.Still, the videos were an embarrassment for Mrs. Clinton at a moment when she is trying to frame Mr. Trump’s claims of a rigged election as nothing more than the fevered dreams of a conspiracy theorist. During Wednesday’s debate Mr. Trump referred to the videos, which together have been viewed more than eight million times on YouTube, as proof of unfair play.And just months after the Democratic chairwoman, Representative Debbie Wasserman Schultz, was forced out of her post after hacked emails revealed party officials discussing how to damage Senator Bernie Sanders’s presidential bid, the Clinton campaign was again forced on the defensive because of the actions of the party.Campaign finance records show that the Democratic committee made two payments, one in July and another in August, totaling about $64,000 to Mobilize Inc., a Chicago-based firm connected to Mr. Creamer, for “communications consulting.”The committee said that Mr. Creamer was brought on for something relatively tame: “bracketing,” the industry term for when one party holds a dueling event, like a news conference, to draw attention from an opposition event.But in the Project Veritas videos, the tactics described went far beyond mere distraction.Mr. Creamer is not seen on the Project Veritas videos approving or endorsing plans to instigate fights at Trump rallies, but his underling, Mr. Foval, is shown boasting about using unseemly methods, like planting people at the gatherings to agitate the crowd.“Sometimes the crazies bite,” Mr. Foval said. “Sometimes the crazies don’t bite.”Both men and others in the video are seen discussing — or at least nodding along when their undercover interviewers broach the idea — how people could illegally vote. Among the practices described are moving voters across state lines by using cars with the destination state’s plates, and using pay stubs to make illegal immigrants appear to be citizens for voter registration purposes.While the 2016 race has been remarkable for its ugly tone, there is a rich political history of campaigns pushing ethical and legal boundaries to undermine the opposition. In 1972, supporters of Richard M. Nixon, who was even better positioned to win than Mrs. Clinton, unleashed an organized campaign of sabotage: forging letters, disrupting rallies and even flying an airplane over the Democratic National Convention that year with a banner that read “Peace Pot Promiscuity — Vote McGovern.”And during the Florida presidential recount in 2000, George W. Bush’s backers, including the longtime Trump confidant Roger J. Stone, staged the “Brooks Brothers Riot,” when young Republicans were flown into South Florida to disrupt the recount.But it was unclear from the Project Veritas videos whether any of the elaborate plans had been carried out.“We do not believe, or have any evidence to suggest, that the activities articulated in the video actually occurred,” said Donna Brazile, the interim Democratic chairwoman. The Clinton campaign similarly denounced the tactics, while chiding Project Veritas, saying it has “been known to offering misleading video out of context.”Mr. Creamer said in a statement on Wednesday that the “unprofessional and careless hypothetical conversations” caught on hidden camera were regrettable, and he denied that any of the “schemes described” had ever taken place.He told The Chicago Sun-Times that one interviewer had posed as a potential donor and another as a niece of the donor, raising the possibility that people captured in the videos were merely engaging in puffery to pry some money loose.Mr. Foval did not respond to a message seeking comment on Thursday.Mr. Creamer is a longtime Democratic strategist from Chicago, and was a consultant during President Obama’s 2008 and 2012 campaigns. According to White House guest logs, he has been a frequent visitor, usually as part of groups of Democratic activists or while accompanying his wife, Jan Schakowsky, a Democratic congresswoman from Illinois, to social events.The hacked emails of the party committee and of John Podesta, the Clinton campaign chairman, have shown an occasional lack of coordination between the party and Mrs. Clinton’s campaign. They also give a glimpse of Mr. Creamer’s role in party strategy.During the final days of the 2012 campaign, Mr. Creamer co-hosted a call with the Democratic committee’s communications director at the time, Brad Woodhouse, for supporters about the “state of play” in battleground states, according to Mr. Podesta’s emails made public by WikiLeaks.In the late spring of this year, Mr. Creamer was included and referred to on a series of internal Democratic committee emails also published by WikiLeaks. In one email, the party officials discussed having a presence with signs outside the Republican National Committee when Mr. Trump met there with Speaker Paul D. Ryan in May.“Discussed with Creamer, et. al today,” wrote Eric Walker, a communications staff member.Trump rallies were a particularly ripe target, gatherings that have sometimes been marked by violence, as Mr. Trump revved up his supporters with tough talk and protesters tried to disrupt the events.A seasoned field operative who had worked with People for the American Way and Americans United for Change, Mr. Foval and others in the videos claimed credit for orchestrating some high-profile incidents, including when protesters heckled Gov. Scott Walker of Wisconsin, then a presidential candidate, at the 2015 Iowa State Fair.Mr. Foval appeared to claim that his group had trained a 68-year-old woman who breathes with the help of an oxygen tank and was knocked to the ground during a confrontation at a Trump rally in North Carolina last month.But in a phone interview Thursday, the woman, Shirley Teter, said she attended the rally, which was near her home, on her own accord and had not received any protest training.“The last thing in the world I want to see is Trump getting elected to be our president,” Ms. Teter said. “It is the first time in years that my heart actually ached, and I felt I had to do it.”Find out what you need to know about the 2016 presidential race today, and get politics news updates via Facebook, Twitter and the First Draft newsletter.FacebookTwitterCopy LinkEmailSharelast_img read more

County May Move into High-Risk Level for COVID-19 Transmission

first_imgStudents will have virtual classes Monday. On Friday the Cape May County Department of Health advised Cape May County Superintendents that the Southeast region, which includes the Ocean City School District, may be moving into a high-risk level for community COVID-19 transmission.The CDC and New Jersey Health Department have already established guidelines, referred to as the COVID-19 Regional Risk Matrix, for schools within high-risk communities.These guidelines include but are not limited to, school districts considering going fully remote, extra guidelines on cleaning and disinfecting, identifying close contact cases, restricting activities that involve close interaction, as well as not mixing cohorts.The Health Department is anticipating that they will know more on the high-risk level status by this Wednesday, Nov. 25.People may refer to the attached letter by Dr. Taylor and the COVID-19 Regional Matrix Flyer for more information.To read Dr. Taylor’s letter go to: will be posted via SwiftK-12 messaging, social media, as well as the OCSD website. The current Hybrid Plan and additional COVID-Prevention guidelines can be found on the district website, read more

Full Audio Of Bob Weir’s Performance Featuring John Mayer & More Has Emerged [Listen]

first_imgEarlier this week, Bob Weir brought his “Campfire Tour” to the Wiltern Theatre in Los Angeles, CA, treating fans to a performance that mixed Grateful Dead classics with new originals from his solo album Blue Mountain. Though the tour has been going remarkably well, by all accounts, the third stop was certainly highlighted by the appearance of guitarist John Mayer, who joined Weir and his band for an extended sit-in. Weir and Mayer are bandmates in Dead & Company, the relatively-new Grateful Dead permutation that toured in fall of 2015 and summer of 2016.Weir has been backed by a talented band on tour, which includes Steve Kimock, Jon Shaw, Josh Kaufman, Bryan Devendorf and Scott Devendorf. That band featured two additional members in Mayer and The National vocalist Matt Berninger, both of whom appeared at the end of the show. Mayer came out first on “Jack Straw,” before Berninger followed suit to close out the second set with “Morning Dew” and “I Know You Rider.” After a solo rendition of “Ki Yi Bossie” from Weir, Berninger and Mayer joined once more for “Peggy-O” and “Ripple,” closing out the night in style.Of course, focusing on these sit-ins would be an injustice to Weir’s new album Blue Mountain. Most of the songs played in the first set were taken from the new release, eloquently filling the halls of the renowned Wiltern Theatre. The classic concert hall was brought to life by Weir’s cowboy music! Thanks to show taper Pat Myers, we can listen to the full audio below.last_img read more

Pigeons Playing Ping Pong Added To LOCKN’ 2018 Lineup

first_imgEach year, LOCKN’ reveals its lineup day-by-day, adding pieces of the lineup puzzle daily until the full bill is completed. Following its first lineup announcement yesterday, the exciting reveal of Dead & Company as headliners on both Saturday and Sunday night of the festival, today, LOCKN’ has added yet another beloved artist to its 2018 lineup; Baltimore-based funk-jam ensemble, Pigeons Playing Ping Pong, is the second artist to be announced by the festival.The group will play on Saturday afternoon ahead of Dead & Company’s debut at the four-day music festival, which will take place in Arrington, VA at Infinity Downs Farm from August 23 through 26. An act off the festival’s lineup will continue to be revealed daily until the final and complete bill is released on February 8th. For more information about LOCKN’ or for ticketing, head over to the event’s website here.[Photo: Gary Sheer]last_img read more

Helping Native Americans help themselves

first_imgWhen Brandon Stephens and Jennifer Lowell ’19 traveled north to visit Presque Isle, Maine, they were struck by the cold and isolation that envelop the small Native American community there.With 1,250 members, nearly 80 percent of the Aroostook Band of Micmacs live in poverty, and 90 percent are unemployed. Yet they have hope. On a winter morning, a dozen tribal officials met with Stephens and Lowell at the community center to talk about their wishes for a better future.Stephens and Lowell are among 24 students taking “Native Americans in the 21st Century: Nation Building II,” a class that pairs students with indigenous and tribal organizations to work on projects requested by the communities.In the past, tribes have sought assistance drafting businesses plans and models of sustainable economic development, creating initiatives to preserve their languages, or designing educational curricula and health and social welfare programs. The Micmacs wanted help with two projects they see as key to their well-being: a blueprint to improve their operations management, and a plan to start a solar farm.For Stephens and Lowell, the meeting with the tribal leaders was more than homework.“It’s a huge change of pace from the typical College class,” said Lowell, a premed student with a double concentration in classics and philosophy. “I love all my courses, but I feel honored to be doing a project out in the world that could change people’s lives.”Over the past eight years, students have worked on more than 90 projects addressing topics from economic development to health and social welfare to land and water rights. Some projects have been brought to life by the communities themselves, such as a daycare center managed by the Shinnecock Indian Nation on Long Island, a school health program that benefits young Fort Peck Assiniboine and Sioux in Poplar, Mont., and a school program for gifted indigenous youth in Ontario, Canada.The students take the class during the January term. First they become familiar with the inequities in economic development, education, health outcomes, and other factors that make Native Americans likelier to experience poverty and unemployment than other Americans. In the spring, the students get hands-on experience by visiting communities that have asked the Harvard University Native American Program for help with their projects.For Stephens, who is pursuing a mid-career master’s degree in public administration at the Kennedy School of Government and is an enrolled member of the Eastern Band of Cherokee Indians in North Carolina, the course is a chance to improve the lot of communities that have long been exploited and forgotten.“In the past, people would tell Indian tribes how to govern themselves in exchange for funding aid,” said Stephens, who works as development director for the United South and Eastern Tribes, which includes 27 federally recognized tribes.“Instead, with this course, we want to help tribal nations build their capabilities to govern themselves,” he said.The course is offered through the Harvard Graduate School of Education and the Faculty of Arts and Sciences and is taught by Dennis Norman, chair of the Native American Program. Each year, tribal and indigenous organizations submit their project proposals to the program. Students conduct research, identify resources to help execute the projects, and prepare professional final reports. Throughout, they respect the tribes’ rights to self-governance and sovereignty.“It makes a huge difference for the communities, because the history of universities working with native communities is one of exploitation,” said Norman said. “It used to be people doing their dissertations or writing papers for their careers, but not giving anything back to the community.”This semester, some projects are taking students to Phoenix to work with the White Mountain Apache Tribe developing business plans for a museum store, and to Santa Clara Pueblo, N.M., to design policies and infrastructure to create higher learning opportunities for young tribe members. Students also travel abroad to work with indigenous communities.The Native American Program funds the students’ travels through its budget and donations. A $2,000 gift from the Shakopee Mdewakanton Sioux Community, southwest of Minneapolis, helped pay for Stephens and Lowell’s trip to Maine, and other students’ trips.Stephens and Lowell both said they were impressed by the resourcefulness and candor of the tribal leaders who told them of their challenges, frustrations, and hopes. The two projects, Micmac officials wrote in their proposal, represent an opportunity for their community to overcome the “historic poverty it has endured for many generations.”While Stephens and Lowell know that turning people’s lives around is a formidable task, they’re confident they can make a lasting contribution.“We’re not going to change generation upon generation of historic trauma and disparities with a semester-long project,” said Stephens, “but we’re hopeful we can give them a roadmap to start dealing with some of the problems they face.”“We want to build on what they have already done with their ingenuity,” said Lowell.last_img read more

ND police apprehends burglars

first_imgNotre Dame Security Police (NDSP) apprehended two juveniles Thursday night after finding a stolen computer in their possession, said Dave Chapman, assistant director for NDSP. After several thefts recently occurred in dorms, NDSP officers had been looking for the suspects. “One of our officers saw two subjects who fit the description of the people we were looking for,” Chapman said. In checking the suspects’ backpacks, officers found a stolen computer. The owner of the computer, who lives in Zahm Hall, was filing a report at the same time, Chapman said. “Obviously, the theft just occurred right before we stopped them,” he said. “It was a heck of a job by the officers.” Chapman said the two juveniles were not necessary involved in the other incidents and NDSP will continue investigations into previous thefts. Chapman asked students to contact NDSP and report anything they witness that seems out of the ordinary. “I encourage students to call us if they see any suspicious activity,” he said.last_img read more

University announces tuition increase

first_imgNotre Dame’s tuition is set to increase for the 2018-2019 academic year as part of a budget approved by the University’s Board of Trustees, data from the Office of Financial Aid’s website as well as a letter sent to parents and guardians of students indicates.According to the Office of Financial Aid’s Website, both tuition as well as room and board are expected to go up. Data for 2017/2018 indicates a tuition cost of $51,505 per academic year with a room and meal cost of $14,890, for a total cost of $66,390. Those same numbers for the 2018/2019 academic year are $53,391, $15,410 and $68,801, respectively.In a letter mailed to parents and guardians of students, University President Fr. John Jenkins said that the 3.6 percent increase in tuition is the lowest in “more than 50 years.” He also reflected on the recent 175th anniversary of the university’s founding.“Nowhere are the fruits of Fr. Sorin’s dream more evident than in our students and graduates,” Jenkins said. “Thanks to our extraordinary faculty and dedicated staff, we are able to provide your student with an education that is among the best in the world.”In the letter, Jenkins noted three statistics about the Notre Dame student body. The first was that Notre Dame boasts a first-to-second-year retention rate of 98 percent, the second was the school’s 90 percent four-year graduation rate and third that 98 percent of Notre Dame alumni had plans for their year after graduation (including employment, graduate school, military service and several others).However, Jenkins said the “truest” value of a Notre Dame education can be observed in graduates.“In my travels across this great nation and in other parts of the world, it is a source of joy to encounter Notre Dame alumni making a difference in every imaginable field of endeavor,” Jenkins said. “…I know that one day your student will become part of this extraordinary network and by this example will inspire future Notre Dame students.”Tags: Alumni, Fr. John Jenkins, Office of Financial Aid, Tuitionlast_img read more

Credit union Kaizen

first_img 19SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Scott Cowan Over the past 25 years, Mr. Cowan has held Executive Technical Sales and Management positions with several Fortune 500 companies including: Fiserv, Qwest Communications and Nokia Internet Communications, Network Security … Web: Details In the 1950’s a scientist by the name of W. Edwards Deming worked in Japan helping the country’s post war industry get back on track. In the 80’s a business model called Kaizen was introduced in Japan that would bring continual improvement to quality and consistency across many of the country’s industries making them a well-respected exporter.These pioneering works to improve production, process, and quality levels – especially in areas of manufacturing – would also be adapted worldwide and taught in many U.S. business schools.So what does this have to do with credit unions and technology?Simple, technology and industry changes so rapidly now that it requires continual learning, investment, and focus to simply keep up. But the real question is this: Are you keeping up?Maintaining viable technology practices requires a commitment from the top down including: allocating necessary funds, having a culture of continual learning, and a willingness to evaluate and where to implement newer technologies.I recently spoke with a colleague who sits on many of the financial banking committees and was saddened to learn that we are losing approximately one credit union per day to mergers and consolidation. I was also shocked to hear him say that the same scenario was holding true for the community banks. This scenario means operations are more closely aligning with them and we know what that eventuality means – more regulatory scrutiny and consistent rules and standards for both.Looking down the road in 10 years, I see that business will be more globally centered. Continued migration toward mobile or next-gen financial services is expected and younger millennials will push for ease of use and tech-based financial services.You may disagree with my assessment, but as a society technology continues to change and evolve so quickly that we are forced to keep pace or we end up behind the curve, as well.A good example of this assessment is that I have two college age children who rarely visit their credit union branch. They prefer, instead, to use debit cards, direct deposit, and third party apps to transfer funds to friends for splitting dinners, chipping in for gas, etc.This was driven home to me the other day when my daughter asked me to help her set up direct deposit for her employer. She was concerned because when she opened up her draft account, she did not ask for nor receive any checks. She was now required to supply a voided check to complete the process.Simply put, their financial lives are out in cyberspace.Another example was with my son. This past summer we bought a new vehicle for him to attend college and get to his after school employment.The entire loan process was handled online and through email including the application, signing papers, and money transfer to the dealer. No need to set foot in the branch; we just handled everything via a remote channel. Surprisingly, start to finish was probably in the range of 15 minutes or less and kudos to my credit union for this awesome experience!Now, back to the idea of continual process improvement. How do credit unions ensure they are future proofing their business?Invest both time and money in good people who share a mindset of continual self-improvement and provide them with ongoing learning opportunities via CPE courses, attendance at vendor conferences, and PKI’s related to their specific job functions.Make a concerted effort to put a realistic tech refresh program in place, which means keeping depreciation times to around 36 months. Yes it hurts, but not keeping up is more costly in the long run rather than saving a few dollars in monthly expense. (Remember Darwin and survival of the fittest?)Create a SWOT (Strengths, Weaknesses, Opportunities, and Threats) team that will continually be on the lookout for ways to improve business processes by automating routine tasks and monitoring industry trends so you are not caught off guard by market changes.Invest wisely in technology. Be very careful with complacency in this area but also balance it against being first in line, as well.Adopt an attitude of best of breed. A Swiss army knife is a great thing for MacGyver, but in the real world the right tool for the job is always the best – and, yes, it will be a bit more costly and require more effort. Not doing so may be the difference between thriving and hanging on, however.Choose business partners that can help you get where you want to be. This choice touches on the best of breed concept. In reality, if you have good partners, they can provide an exponential amount of help so you can achieve your goals because their survival in a shrinking market place is also predicated on your success with their solutions.Set goals that will stretch your abilities but make sure they are obtainable. Obviously, trying to accomplish too many projects at one time will not get you the results you need. Prioritizing, focusing, and executing on a realistic number of them will.Hire or assign a trained and dedicated project manager on your more complex projects. The greatest successes I have seen working with large and small organizations alike was their ability to have someone focused on task. Additionally, support from the management team and access to the resources both internal and external are essential to successfully accomplish project goals.Budget, budget, budget with time, money, resources, etc. Failure to properly plan and budget is probably the greatest threat to a successful project outcome.Make it a winning proposition for all stakeholders internal, external, and for your members, as well. Everyone involved must have a clear idea of expectation and outcome, and a positive buy in to the project.I am sure there are many things that could also be added to any of these discussion points. But the reality is unless we are like W. Edwards Deming or adopt an attitude of Kaizen’s continual improvement, we are going to be left behind.last_img read more

Serve indirect borrowers with convenient online payment solutions

first_img continue reading » Indirect lending programs grew substantially over the last several years due to intense competition in the auto lending industry. Credit unions, in particular, saw substantial growth in their auto loan portfolios, nearly 30% since 2012, according to Forbes. That’s due in part to an improved economy and can be attributed to their participation in indirect lending programs.With indirect lending programs, not only do you benefit by gaining a new auto loan for your portfolio, but there is the opportunity to deepen the relationship with those new borrowers by providing convenient payment solutions. Indirect borrowers have the largest need for a convenient method to make a payment on their auto loan—after all, this is currently the only relationship they have with you—and if your online banking solution is only available to current customers with checking and savings accounts, you’re leaving your indirect borrowers at a major disadvantage.We talk often about the importance of providing borrowers with convenient and secure payment options because we realize that falling behind the technology curve when it comes to banking options can cause borrowers to take their business elsewhere, and in this day and age of low auto interest rates and strong competition, lenders can’t afford to lose existing borrowers. If your current online payment option is not available to indirect borrowers, they are left with payment options that leave much to be desired:Call your financial institution—during business hours—and talk to one of your employees to submit their payment 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Dream ranch that’s kitted out to excite city slickers hits the market

first_img76 Honeytree Lane, Ridgewood, Queensland 4563. Picture: the self sustaining systems on the property were its solar hot water and Enviro Cycle septic system, plus a 45,460 litre rain water tank for the home and 22,700 litres to the shed. 76 Honeytree Lane, Ridgewood, Queensland 4563. Picture: 76 Honeytree Lane, Ridgewood, Queensland 4563. Picture: 28 HECTARE dream ranch has hit the market just two hours north of the Brisbane CBD.The massive property at 76 Honeytree Lane Ridgewood sits along the Noosa hinterland at the very top of the greater Sunshine Coast. 76 Honeytree Lane, Ridgewood, Queensland 4563. Picture:“Drive a few hundred metres along a country lane only 10 minutes from Cooroy and you’ll find yourself at the top of the world in the Noosa Hinterland with a view that’ll take your breath away.” 76 Honeytree Lane, Ridgewood, Queensland 4563. Picture: sprawling estate has a four bedroom, three bathroom pole home and a separate building that is a six car garage cum mega man cave.The separate shed was a three bay American Barn with high clearance roller doors, water and power, according to agent Jude Casey of Gympie Regional Realty.More from newsMould, age, not enough to stop 17 bidders fighting for this home1 hour agoBuyers ‘crazy’ not to take govt freebies, says 28-yr-old investor7 hours ago76 Honeytree Lane, Ridgewood, Queensland 4563. Picture: was also an extra double bay garage with remote control doors and power and ample parking elsewhere alongside the barn and garage.center_img 76 Honeytree Lane, Ridgewood, Queensland 4563. Picture: home has a “wraparound view” of rolling hills and paddocks, with 28.72ha of land that was fully fenced. 76 Honeytree Lane, Ridgewood, Queensland 4563. Picture: property also has eight paddock subdivisions, cattle pastures with four dams, plumbed troughs, and a laneway directly to cattle yards. 76 Honeytree Lane, Ridgewood, Queensland 4563. Picture: Casey has the property set to go to auction at 1pm on Saturday April 1, and was marketing it as a quality rural lifestyle.last_img read more